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Because we value your patronage, we want to address any privacy concerns you may have.  To that end, we have set forth our privacy policy for handling the information you share with us online.  We want your decision to do business with us to be an informed one.

1.   Collecting Information

When you visit our Website, we may collect information about you that you voluntarily choose to share with us.  This identification information may include, but is not limited to, your name, your physical address, your e-mail address, your telephone and fax numbers, details of your real estate and lending needs and preferences, and other details of your life.

What may be less obvious to you is that, when you visit our Website, we may collect data involving your usage through the use of cookies (i.e. small text files placed on your computer by a Website), Web server logs, and other Web tools.  This technology allows us to customize your online experience, as well as track your Internet use.  The tracking data we collect may include, but is not limited to, the date and time you visit, the time you spend, the Web pages you view, the other Websites you visit, your search queries, and basic information about your computer, such as your Internet Protocol (IP) address, your domain name, your browser type, and the name of your Internet service provider.  You may deactivate cookies if you do not want your browsing to be tracked, but doing so may hinder your online experience.

When visiting our Website, you may be directed, through hyperlinks, to other Websites that are beyond our control.  Furthermore, when you are visiting our Website, other companies, such as third party advertisers and sponsors, may be gathering information about you.  This Privacy Policy does not cover the collection of information by those other companies and Websites.  Although we encourage third parties to provide their own privacy policies, we are not responsible for their activities, such as how they handle the information they collect online.

2.   Using Information Collected

We primarily use the identification information you voluntarily share with us to customize your online experience and to do what you have asked of us.  We also use your identification information to tell you about our products and services, but you may instruct us not to send communications to you by following the procedure indicated below under Contacting Us.  On occasion, we use your identification information to validate your identity.  As for usage tracking data, we primarily use that information to operate and improve our Website, and to further our marketing efforts.

As a general rule, we do not share your information with unaffiliated third parties.  We may, however, share your information with our own personnel and our service providers to the extent necessary to fulfill your requests.  We may also share your information with our affiliates, but we will not share it with unaffiliated third parties for direct marketing purposes.  We reserve the right to disclose your information under limited circumstances, such as to cooperate with law enforcement or judicial authorities as required by law or legal process, to protect our own legal rights, or to protect the public good.

Whenever you are online, you run the risk that the information you give out will fall into the wrong hands.  Although we implement and maintain reasonable security procedures and practices to safeguard your privacy, we cannot guarantee the security of any information you provide to us.  We accept no responsibility or liability for the activities of third parties.

3.   Updating Information

If you would like to review the information about you that we have collected through our Website, or to change that information, you can make that request by following the procedure indicated below under Contacting Us.  We may require that you verify your identity before we process your request.

4.   Updating Our Privacy Policy

We may, from time to time, change our Privacy Policy.  We will notify you of any changes by posting our updated Privacy Policy on our Website and inserting a new Effective Date.

5.   Contacting Us

If you would like to send us a request as indicated above, or if you have any other questions or concerns regarding our Privacy Policy, you may contact us by e-mail at peggyray@cox.net or call us at (949) 292-1496.

6.   Effective Date: This Privacy Policy is effective as of 5/27/05.

FOR IMMEDIATE RELEASE

  Irvine, California

Peggy Ray 

is awarded the AHS Designation  and is recognized as an

 Accredited Home-Staging Specialist

            Peggy Ray, a member of Orange County Association of Realtors was recently awarded the Accredited Home-Staging Specialist (AHS) designation.  Ms. Ray joins a select group of real estate agents who have recognized the importance of offering this value-added service to their clients.  In today’s increasingly competitive real estate market, these trained agents set themselves apart by helping homeowners market and showcase their homes for maximum impact to potential buyers.

            Ms. Ray earned the AHS designation by completing the prescribed coursework and completing an end-of-course competency-based test.  The Accredited Home-Staging Course is designed to provide agents with the tools and knowledge they need to effectively stage a home for a faster sale and higher sales price.  In fact, research has shown that properly staged homes sell for 5% more on average than non-staged homes and sell approximately 2-3 weeks faster.  

            With the AHS designation and an increased awareness of the principles of staging, real estate professionals such as Peggy Ray are immediately able to better serve their current and prospective home sellers.  This knowledge sets the individuals who have attained the AHS apart from their peers, because it gives them the tools to be able to assess a homeowner’s property and then stage that property to maximize appeal and speed the sales process, often with little or no expenditures or financial investment of their own. For specific help on how the benefits of staging might help sell your home, contact Peggy Ray your local Accredited Home-Staging Specialist at 949-292-1496.

 *Please visit my website at www.PegRay.com, or contact me at 949-292-1496 and ask about my COMPLIMENTARY STAGING OFFER!*

For Immediate Release 

  Local Agent Earns

REALTOR e-PRO^® Certification

November, 16, 2005 -- Peggy Ray of the Orange County Association of Realtors has successfully completed the REALTOR e-PRO course to become one of a select few real estate professionals to earn the prestigious certification offered through the National Association of REALTORS.^®

The REALTOR e-PRO^Ò certification course is an educational program unlike any other professional certification or designation course available, comprehensive and interactive. It is specifically designed to provide real estate professionals with the technology tools needed to assist consumers in the purchase or sale of a home.

With more than 70% of consumers beginning their real estate research on the Internet, e-PRO certified agents have the experience and expertise to meet the demands of today’s buyer and seller.

“The real estate industry has undergone a fundamental change over the past several years,” said Peggy Ray. “A majority of consumers are taking the time to conduct their own research prior to contacting an agent. In turn, real estate professionals must be knowledgeable of how technology can assist them in serving the needs of the buying and selling public.”

The exclusive REALTOR e-PRO^Ò certification course is presented entirely online and certifies real estate agents and brokers as Internet professionals. Because of its innovative design, students are able to complete the course at their own pace, when and where they want, via any Internet connection. The course is designed to help REALTORS^Ò stay at the leading edge of technology and identify, evaluate and implement new Internet business models.

Once completed, the e-PRO certified real estate professional joins the ranks of a special community of highly skilled and continuously trained professionals who provide high quality and innovative online-based real estate services.  Consumers can identify the e-PRO through the exclusive e-PRO Internet Professional logo.

Both the content and the delivery platform were created by San Diego-based technology company InternetCrusade^®. The course instructs participants in the professional use of e-mail, the development of an interactive Web site, and the use of online research tools. Graduates use the skills they've acquired to provide clients information on properties for sale, local communities, and the local real estate market. 

*For more information, e-mail PeggyRay@cox.net

or call Peggy Ray directly at 949-292-1496.*